My Wallet & The Financial Crisis...Someone Educate Me, Please!

I've been thinking about this alot lately, and while I usually claim to know about everything, I'm going to have to humble myself to ask for more information. Maybe I'm just too poor to feel it. Maybe it hasn't "trickled down" to me yet. All I know is that there has been a whole lot of panic going on about Wall Street. I just haven't felt it yet. I'm sure that if the situation wasn't attented to, it would EVENTUALLY affect me. The problem I'm am having trouble wrapping head around is this. How many Americans are genuinely panicked about this? I'm certainly not. The media and Washington seems to want to throw us all into a panic. OH NO...I WON'T BE ABLE TO GET A LOAN OR CREDIT. I just got approved for yet another credit card. I'm just not seeing it yet. I'm not saying there isn't a serious problem here. I'm just wondering if this really needs to be called a CRISIS. Is it? The canidates keep talking about how "Main Street America" is so stressed and worried about this crisis. I'm freaking as "Main Street American" as it gets, and I'm not sitting here biting my nails over this. I'm frankly sick of hearing about it. Call me when it's fixed b/c I probably won't notice. So I as all of you (you know, my four faithful readers); Do you really think that "Main Street Americans" are panicked? Do you think the Presidential Canidates are hitting this issue too hard? If they are out there to appeal to the "working class" do you think this is the main issue on that group's minds? Just askin.